Home | Dashboard | TERMS

Terms of Service

By using this website, you acknowledge and agree to these terms of service and assume full responsibility for your investment decisions.

General Provisions

The information provided by the Visu Finance website is for informational purposes only and should not be construed as a recommendation or solicitation to buy, sell, or hold any investment product. Users are solely responsible for their own investment decisions. The data and information presented in this website are derived from third-party sources and may not be complete, accurate, or up-to-date.

The Visu Finance website is not operated by a registered investment advisor, broker, or dealer. We do not provide personalized investment advice or recommendations. All investments, including stocks, funds, ETFs, and cryptocurrencies, are speculative and involve significant risk of loss. We do not guarantee the success of any investment decisions made based on the information provided in this website. Past performance is not indicative of future results.

Investing carries inherent risks, and it is crucial for users to fully understand these risks before making any investment decisions. Hypothetical or simulated performance results have inherent limitations and are not indicative of actual future performance.

In no event shall Visu Finance, or the builders or maintainers of this website, be liable for any damages arising out of the use of this website or any content available within it, including, but not limited to, investment losses, lost profits, lost opportunities, or any special, incidental, indirect, consequential, or punitive damages.

The information provided on Visu's news articles and analysis briefs are sourced from the Securities and Exchange Commission's website and are automatically summarized by artificial intelligence. They are intended for informational purposes only. Visu does not verify, fact-check, or endorse the accuracy, completeness, or reliability of the articles, analyses or other content presented on this website. AI-generated articles may contain errors, outdated information, or speculative statements. They are not reviewed by human editors and may not reflect real-world developments with full accuracy. Visu does not provide financial, investment, legal, or tax advice. The content should not be interpreted as a recommendation to buy, sell, or hold any security or to make any financial decisions. Always consult with a qualified financial advisor or conduct your own due diligence before making investment decisions.

Users are strictly prohibited from extracting, scraping, storing, reproducing, redistributing, or otherwise using any content, data, or information made available on the Visu website for any commercial purpose or external publication. This includes, but is not limited to, automated or manual extraction of articles, summaries, or data feeds. Any unauthorized use of the website's content may violate applicable intellectual property laws and will be subject to enforcement to the fullest extent permitted by law.

Disclaimer of Warranties

The Visu website, services, and all content, materials, information, and products made available through them are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. Visu makes no representations or guarantees regarding the accuracy, completeness, reliability, timeliness, or suitability of any information accessed through the website or services.

We do not warrant that your use of the services will be uninterrupted, secure, or error-free. You acknowledge and agree that Visu may suspend or terminate the services at any time, without notice, in accordance with these Terms of Service.

Visu makes no guarantees that the website or services will be free from data loss, security breaches, viruses, malware, or other harmful components. Any content or material downloaded or obtained through the use of Visu is done at your own discretion and risk, and you are solely responsible for any damage to your device or loss of data resulting from such downloads or use.

Registered Users

If you choose to register as a user (or a subscriber) of any Visu features, you may be prompted during the registration process to click a button labeled "Register," "Subscribe," or a similar action. By clicking such a button, you confirm your agreement to be legally bound by these Terms of Service.

As a condition of using the Visu website, you represent that you are of legal age to enter into a binding contract and are not prohibited from accessing Visu services under the laws of the United States or any other applicable jurisdiction. You further agree to: (a) provide true, accurate, current, and complete information about yourself as requested in Visu's registration process (the "Registration Data"); and (b) maintain and promptly update your Registration Data to ensure it remains accurate and complete. If any information you provide is found to be false, inaccurate, outdated, or incomplete — or if Visu reasonably suspects such — Visu reserves the right to suspend or terminate your account and deny current or future access to the services, in whole or in part.

Payment and Cancellation

By purchasing a Visu Finance subscription, you acknowledge that you have read and agreed to these Terms of Service and authorize Visu to automatically charge your selected payment method based on the billing cycle you choose (monthly or annually).

All subscriptions are billed in advance and set to automatically renew at the end of each billing period unless cancelled. You are solely responsible for managing and cancelling your subscription. Subscription cancellation requests sent by email will not be processed. To cancel, you must use the “Manage Subscription” link available within the Dashboard Sidebar. You must be signed-in to your account to view and access this link.

If you cancel your subscription before the end of your current billing cycle, your access will remain active until the end of that period. No further charges will be made after cancellation. If a renewal payment fails, your subscription will automatically be cancelled at the end of the billing period.

Visu offers free access with limited usage so that all features can be evaluated before subscribing. All payments are final and non-refundable, including in cases where the subscription is cancelled on the same day as payment.

Limitation of Liability

You expressly acknowledge and agree that Visu, along with its affiliates, subsidiaries, officers, directors, employees, agents, partners, and licensors, shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages. This includes, but is not limited to, damages for loss of profits, goodwill, data, use, business interruption, or the cost of substitute goods or services — even if Visu has been advised of the possibility of such damages — arising from or related to your use of the service or any other interaction with the website or its content.

Privacy Policy

This privacy policy describes how and when information is collected, used, and shared when you use this website.

Information We Collect

Users can sign in to this website with Google OAuth or with one-time-passwords. This website does not store passwords associated with email addresses for login purposes.

To use the AI chatbot or create personal watchlists that are accessible across your devices, you must sign in to our website and provide us with your email address. Visu Finance will store your email address and watchlists in our database.

When you sign in to our website with Google, Google shares your email and public profile picture with us. We do not store your profile picture on our servers.

How Visu Finance Uses Your Information

We use your email address to create and store your personal watchlists. Visu Finance does not share your email address, watchlists, or public profile picture with third parties.

Data Retention

Your email address and watchlists are retained for only as long as necessary to provide you with the services described in this policy. If you stop using this website, your email and watchlists will be automatically deleted from our servers six months after your last sign-in. However, we may also be required to retain this information to comply with legal and regulatory obligations, resolve disputes, and enforce other agreements.

Your Rights

You have the right to access, correct, or delete your personal information stored on our servers. You may also request that we delete your account and all associated data. To do so, please contact us at visu@visufinance.com.

Usage Analytics

We collect and analyze information about how our website is used. This helps us understand website traffic patterns and user interactions, enabling us to improve our website and services. Visu Finance does not collect any personally identifiable information and anonymizes all data collected. The collected data is never shared with third-parties and cannot be used to track users across websites. Also, we do not store cookies on your device.

Cookies Policy

Visu Finance does not directly store cookies on your device. However, we do use your browser's local storage to save your layout preferences, which improves your user experience. This is required for our website to function properly and cannot be disabled.

Changes

We may update these Terms of Service, Cookies, and Privacy Policies from time to time in order to reflect changes to our practices or for other operational, legal, or regulatory reasons.

We may modify or discontinue any service or feature on the Visu Finance website at any time without prior notice, including paid services and features.