JPMorgan Chase & Co.'s Stock Analysis

JPMorgan Chase Reports 4Q25 Earnings and Financial Highlights

JPMorgan Chase & Co. reported a net income of $13.0 billion for the fourth quarter of 2025, resulting in earnings per share (EPS) of $4.63. The firm experienced a 7% year-over-year decrease in net income, while revenue increased by 7% to $46.8 billion. Average loans rose 9% year-over-year to $1.5 trillion, and average deposits grew 6% year-over-year to $2.6 trillion. The Common Equity Tier 1 (CET1) capital ratio was reported at 14.5%, with total loss-absorbing capacity at $564 billion. The firm also distributed $4.1 billion in common dividends and engaged in $7.9 billion of common stock repurchases during the quarter.

For the full year 2025, JPMorgan Chase recorded a net income of $57.0 billion, down 2% from the previous year, with total revenue of $185.6 billion, reflecting a 3% increase. The net interest income (NII) for the year was $95.9 billion, up 3%, while noninterest revenue (NIR) reached $89.7 billion, a 2% increase. The firm reported credit costs of $14.2 billion for the year, with net charge-offs of $9.8 billion, up from $8.6 billion in 2024. The total assets at the end of 2025 were $4.4 trillion.

Jan 13, 2026 10:09:19

JPMorgan Chase Reports Fourth Quarter 2025 Financial Results

JPMorgan Chase & Co. reported a net income of $13.0 billion for the fourth quarter of 2025, a decrease from $14.0 billion in the same quarter of 2024. Earnings per share were $4.63, down from $4.81 year-over-year. The firm also established a $2.2 billion credit reserve related to the Apple credit card portfolio, which impacted earnings. In terms of revenue, JPMorgan Chase saw a 7% increase, reaching $46.8 billion, with net interest income also rising by 7% to $25.1 billion. Noninterest revenue was $21.7 billion, reflecting growth in asset management fees and payments revenue, despite lower card income affecting overall performance.

For the full year 2025, JPMorgan Chase reported a net income of $57.0 billion, or $20.02 per share. The firm returned $12 billion to shareholders through dividends and stock repurchases. As of December 31, 2025, the firm’s book value per share increased to $126.99, and its tangible book value per share rose to $107.56. The firm maintained a strong capital position with a Basel III common equity Tier 1 capital of $288 billion, reflecting its ability to support consumers, businesses, and communities effectively.

Jan 13, 2026 06:41:09

JPMorgan Chase Board Member Resignation Announcement

Todd A. Combs has announced his resignation from the Board of Directors of JPMorgan Chase & Co., effective December 7, 2025. The resignation is not due to any disagreement with the Company, indicating a smooth transition in leadership.

This change in the board composition may influence investor perceptions as leadership stability is often a factor in stock performance. The Company has complied with reporting requirements under the Securities Exchange Act of 1934 regarding this change.

Dec 08, 2025 06:30:37

JPMorgan Chase Completes $5 Billion in Public Offerings

On October 22, 2025, JPMorgan Chase & Co. successfully closed public offerings totaling $5 billion in Fixed-to-Floating Rate Notes. This includes $2 billion in Notes due 2031 and $3 billion in Notes due 2036, which were registered under the Securities Act of 1933.

The offerings were executed under a registration statement on Form S-3. A legal opinion regarding the legality of these Notes is included as an exhibit in the report. This issuance may have implications for the company's capital structure and investor interest.

Oct 22, 2025 16:17:53

JPMorgan Chase Reports Q3 2025 Financial Results and Metrics

JPMorgan Chase & Co. reported a net income of $14.4 billion for the third quarter of 2025, reflecting a 12% increase year-over-year. The firm achieved total managed revenue of $47.1 billion, up 9% from the previous year, with net interest income of $24.1 billion and noninterest revenue of $23 billion. Average loans rose to $1.4 trillion, marking a 7% increase year-over-year, while average deposits increased to $2.5 trillion, up 6% year-over-year. The Common Equity Tier 1 (CET1) capital ratio stood at 14.8%, with total capital distributed to shareholders amounting to $12.1 billion through dividends and stock repurchases.

The firm’s expenses for the quarter were reported at $24.3 billion, an 8% rise year-over-year, primarily due to increased compensation and higher marketing costs. Credit costs were noted at $3.4 billion, with net charge-offs of $2.6 billion. The firm’s return on tangible common equity (ROTCE) was reported at 20%, while the return on equity (ROE) was 17%. The balance sheet showed total assets of $4.56 trillion, and cash and marketable securities were reported at $1.5 trillion, indicating a strong liquidity position.

Oct 14, 2025 09:49:09

JPMorgan Chase Reports Significant Increase in Q3 2025 Earnings

JPMorgan Chase & Co. reported a net income of $14.4 billion for the third quarter of 2025, equating to $5.07 per share, which is a 12% increase from $12.9 billion or $4.37 per share in the same quarter of 2024. The firm’s net revenue rose to $47.1 billion, up 9% from the previous year, with net interest income at $24.1 billion and noninterest revenue at $23.0 billion, reflecting growth in asset management fees and investment banking fees. The total capital distributions included a common dividend of $4.1 billion and $8.0 billion in stock repurchases, indicating a net payout ratio of 73% over the last twelve months.

The firm maintained a robust financial position with a book value per share of $124.96, a 9% year-over-year increase, and a tangible book value per share of $105.70, up 10%. As of September 30, 2025, JPMorgan Chase held $4.6 trillion in assets and $360 billion in stockholders’ equity. The provision for credit losses was reported at $3.4 billion, with net charge-offs increasing to $2.6 billion. The firm has raised approximately $2.5 trillion in credit and capital year-to-date, supporting consumers, businesses, and various government entities.

Oct 14, 2025 06:30:57

JPMorgan Chase Updates Bylaws and Officer Title Changes

JPMorgan Chase & Co. amended its By-laws effective September 12, 2025, changing the title of the officer previously known as 'General Auditor' to 'Chief Audit Executive' in specific sections of the By-laws. This amendment reflects updates to the company's governance structure.

The detailed description of the amendments is not exhaustive and is qualified by the complete text of the By-laws, which has been attached as an exhibit. This change may be relevant to stakeholders monitoring the company's leadership and governance practices.

Sep 12, 2025 16:32:01

JPMorgan Chase Raises $4 Billion Through Subordinated Notes Offering

On July 23, 2025, JPMorgan Chase & Co. completed a public offering of $4 billion in Fixed-to-Floating Rate Subordinated Notes due in 2036. This offering was registered under the Securities Act of 1933 and is detailed in the registration statement on Form S-3.

The legal opinion regarding the legality of these Subordinated Notes has been filed as an exhibit to the report. This financial move may impact the company's capital structure and investment attractiveness.

Jul 23, 2025 16:15:17

JPMorgan Chase Reports Q2 2025 Financial Results and Metrics

JPMorgan Chase & Co. reported net income of $15.0 billion for the second quarter of 2025, translating to earnings per share (EPS) of $5.24. The bank's return on tangible common equity (ROTCE) stood at 21%. Average loans increased by 5% year-over-year to $1.4 trillion, while average deposits rose by 6% to $2.5 trillion. The Common Equity Tier 1 (CET1) capital ratio was reported at 15.0%, with total loss-absorbing capacity amounting to $560 billion.

The firm distributed $3.9 billion as a common dividend and executed $7.1 billion in net stock repurchases, resulting in a net payout ratio of 71%. Managed revenue reached $45.7 billion, with a managed overhead ratio of 52%. Notably, the bank's expenses were reported at $23.8 billion, and credit costs amounted to $2.8 billion. The effective tax rate for the quarter was 18.0%, with a managed tax rate of 21.3%.

Jul 15, 2025 10:36:04

JPMorgan Chase Reports Second Quarter 2025 Financial Results

JPMorgan Chase & Co. reported a net income of $15.0 billion for the second quarter of 2025, reflecting a 17% decrease from $18.1 billion in the same period of 2024. Earnings per share were $5.24, down from $6.12 year-over-year. The firm’s total net revenue was $45.7 billion, a decline of 10%, with net interest income increasing by 2% to $23.3 billion, while noninterest revenue fell by 20% to $22.4 billion. The quarter included a significant income tax benefit of $774 million, which impacted overall earnings significantly when adjusted for the benefit, resulting in a net income of $14.2 billion or $4.96 per share. Additionally, JPMorgan Chase distributed $3.9 billion in common dividends and repurchased $7.1 billion of common stock during the quarter.

As of June 30, 2025, JPMorgan Chase held $4.6 trillion in assets and $357 billion in stockholders' equity. The firm reported a book value per share of $122.51, an increase of 10% year-over-year, and a tangible book value per share of $103.40, up 11% from the previous year. The capital ratios remained robust, with a common equity Tier 1 capital of $284 billion and a supplementary leverage ratio of 5.9%. The firm raised approximately $1.7 trillion in credit and capital year-to-date, supporting consumers, businesses, and communities, including $135 billion for consumers and $17 billion for small businesses.

Jul 15, 2025 06:30:58