Fair Isaac Corporation's Stock Analysis

FICO President of Scores to Retire in September 2025

Fair Isaac Corporation announced the retirement of James Wehmann, President of Scores, effective September 5, 2025. Wehmann has been with the company since 2012 and has held various leadership roles during his tenure. He is retiring to spend more time with family and pursue personal interests.

Following Wehmann's retirement, William Lansing, the Chief Executive Officer, will assume direct responsibility for the Scores business. Lansing expressed gratitude for Wehmann’s leadership and indicated that the Scores business is well-positioned moving forward.

Aug 28, 2025 16:30:19

Fair Isaac Reports Q3 2025 Earnings and Revenue Growth

Fair Isaac Corporation announced its financial results for the third fiscal quarter ended June 30, 2025, reporting a net income of $181.8 million, or $7.40 per share, compared to $126.3 million, or $5.05 per share, in the same quarter last year. The company achieved revenues of $536.4 million, reflecting a 20% increase from $447.8 million in the prior year. Notably, scores revenues surged by 34% to $324.3 million, driven by higher prices and increased mortgage originations, while software revenues rose by 3% to $212.1 million, primarily due to growth in Software as a Service offerings.

In addition to the strong revenue and earnings performance, Fair Isaac reported a non-GAAP net income of $210.6 million and a free cash flow of $276.2 million for the quarter. The company also indicated a positive trend in its Software Annual Recurring Revenue, which increased by 4% year-over-year. Fair Isaac is updating its guidance for the full fiscal year, reflecting confidence in its business outlook. The company plans to host a conference call to discuss these results and provide further updates.

Jul 30, 2025 16:17:18

FICO Prices $1.5 Billion in Senior Notes Offering

Fair Isaac Corporation has priced $1.5 billion in 6.000% Senior Notes due 2033 in a private offering. The Notes are senior unsecured obligations and were priced at 100% of their principal amount. The company plans to use the proceeds to repay existing debt, cover related fees, and for general corporate purposes. The closing of this sale is expected on May 13, 2025, subject to customary conditions.

The Notes are being sold to qualified institutional buyers and non-U.S. persons under specific exemptions from registration. They have not been registered under the Securities Act or any other jurisdiction's securities laws and cannot be offered or sold in the U.S. without proper registration or exemption. This press release does not constitute an offer to sell or solicit offers to buy any securities.

May 13, 2025 16:25:19

FICO Plans $1.5 Billion Senior Notes Offering

Fair Isaac Corporation announced its intention to offer $1.5 billion in Senior Notes due 2033 in a private offering. The proceeds from this offering will be used to repay existing debt under its revolving credit facility and term loans, as well as for general corporate purposes. The Notes will be sold to qualified institutional buyers and are exempt from registration under the Securities Act of 1933.

The Senior Notes will be senior unsecured obligations of FICO and have not been registered under the Securities Act or any other jurisdiction's securities laws. This press release does not constitute an offer to sell or a solicitation to buy any securities, and the Notes may not be offered or sold in the United States without proper registration or exemption.

May 08, 2025 08:50:05

FICO Reports Q2 Fiscal 2025 Earnings and Revenue Growth

FICO announced its financial results for the second quarter of fiscal 2025, reporting a net income of $162.6 million, or $6.59 per share, compared to $129.8 million, or $5.16 per share, in the same period last year. The company's revenue for the quarter reached $498.7 million, marking a 15% increase from $433.8 million in the prior year. The results included a non-GAAP net income of $192.7 million and a non-GAAP EPS of $7.81, both showing growth from the previous year.

The company’s Scores segment saw significant revenue growth of 25%, totaling $297.0 million, while the Software segment reported a modest increase of 2%, with revenues of $201.7 million. FICO reiterated its fiscal year 2025 guidance, projecting total revenues of $1.98 billion and GAAP net income of $624 million. The company will host a conference call to discuss these results and provide further updates.

Apr 29, 2025 16:16:06

FICO Reports $6.14 EPS and $440 Million Revenue Growth

FICO reported a net income of $152.5 million, translating to $6.14 per share for the first quarter of fiscal 2025, a significant increase from $121.1 million or $4.80 per share in the same quarter last year. Revenue also rose to $440 million, up 15% from $382 million in the prior year, driven by strong performance in both Scores and Software segments, particularly a 30% increase in B2B revenue due to higher unit prices and increased mortgage originations.

On the downside, while FICO experienced overall growth, the Software revenue increase was only 8%, indicating some challenges in that segment compared to the more robust performance in Scores. Additionally, the company reported a stockholders' deficit of $1.14 billion, which could raise concerns about long-term financial stability. Despite these issues, FICO maintains its fiscal year guidance of continued revenue and earnings growth.

Feb 04, 2025 16:15:26

FICO Reports Fourth Quarter Earnings of $5.44 per Share

FICO announced a net income of $135.7 million, or $5.44 per share, for the fourth quarter of fiscal 2024, an increase from $101.4 million, or $4.01 per share, in the previous year. Revenue for the quarter reached $454 million, up from $390 million a year earlier, marking a 16% increase. The company's scores segment saw significant growth, with revenues of $249.2 million, a 27% rise compared to the prior year. Additionally, free cash flow improved to $219.4 million from $163.0 million in the previous period, indicating enhanced operational cash generation. 

On the downside, the business-to-consumer (B2C) revenue segment experienced a 1% decline, attributed to lower volumes on myFICO.com. While software revenues increased by 5%, this growth was partially offset by a decrease in professional services. Furthermore, the company reported a stockholders' deficit of $962.7 million, which could raise concerns regarding its financial stability. Despite these challenges, FICO remains optimistic about its financial performance and growth prospects.

Nov 06, 2024 16:16:44

FICO Reports Strong Q3 Growth and Raises Guidance

FICO announced Q3 earnings of $5.05 per share, slightly down from last year. Revenue increased to $448 million, up from $399 million. Non-GAAP net income rose to $156.4 million. Key segments saw growth, especially B2B scoring solutions. The company raised its full-year revenue and income guidance, reflecting strong business performance despite a minor decline in B2C revenue.

Jul 31, 2024 16:17:41

Financial Statements Report Signed by CEO

The CEO signed the financial statements report on June 14, 2024, in compliance with the Securities Exchange Act of 1934.

Jun 14, 2024 16:04:53

FICO Reports Strong Q2 Earnings, Raises Full-Year Guidance

FICO announces earnings of $5.16 per share for Q2 fiscal 2024, with revenue at $434 million. Net income rose to $129.8 million. Non-GAAP net income increased to $154.5 million. Revenue growth seen in both B2B and B2C segments. Software revenue up by 8%. Full-year guidance raised, with updated figures provided. Company to host a conference call for further updates.

Apr 25, 2024 16:15:40