Equifax Inc.'s Stock Analysis

Equifax Shareholder Meeting Results and Key Votes Summary

At the Annual Meeting held on May 7, 2026, Equifax shareholders elected ten directors to serve until the next annual meeting, with 112,862,429 shares represented. The shareholders also approved the compensation of named executive officers and ratified Ernst & Young LLP as the independent registered public accounting firm for fiscal year 2026.

Additionally, shareholders approved a proposal to lower the ownership threshold for calling a special meeting to 25%, while a proposal to reduce it to 10% was not approved. The voting results indicated significant support for the 25% threshold amendment but a clear majority against the 10% proposal.

May 12, 2026 21:52:25

Equifax Increases Credit Facility and Loan Availability

Equifax Inc. has amended its existing Credit Agreement, increasing the total commitments of its unsecured revolving credit facility from $1.5 billion to $2 billion. The amendment also raises the swingline loan availability from $150 million to $200 million and removes a credit spread adjustment for certain borrowings.

Additionally, the termination date for $1.9 billion of the revolving credit facility commitments has been extended by one year, now set to expire on August 25, 2029. The remaining $100 million in commitments will still terminate on August 25, 2028. Other terms of the Credit Agreement remain unchanged.

Apr 24, 2026 17:05:18

Equifax Reports 14% Revenue Growth in Q1 2026 Results

Equifax announced its financial results for the first quarter of 2026, reporting revenues of $1.649 billion, which represents a 14% increase from the previous year. This growth was primarily driven by a significant 38% increase in U.S. Mortgage revenue, alongside an 8% rise in Diversified Markets revenue. The company also highlighted a 21% revenue growth in its U.S. Information Solutions segment and an 11% rise in international revenue. Equifax returned $327 million to shareholders through share repurchases and dividends during this period.

The net income attributable to Equifax increased by 29% to $171.5 million, with diluted earnings per share rising to $1.42, a 34% increase year-over-year. Despite the strong performance, Equifax maintained its full-year revenue growth guidance due to uncertainties surrounding U.S. mortgage activity and interest rates. The company adjusted its full-year reported revenue expectations upward by $25 million, reflecting the impact of foreign exchange fluctuations.

Apr 21, 2026 06:32:01

Equifax Reports 9% Revenue Growth in Fourth Quarter 2025

Equifax Inc. announced its financial results for the fourth quarter and full year ended December 31, 2025, reporting a revenue increase of 9% to $1.551 billion, surpassing guidance by $30 million. Key revenue drivers included a 20% growth in U.S. Mortgage revenue and a 12% increase in U.S. Information Solutions (USIS) revenue. The company also returned $561 million to shareholders in the fourth quarter, which included a $500 million share repurchase. For the full year, Equifax reported a revenue of $6.075 billion, a 7% increase compared to 2024, with diluted earnings per share rising to $5.32 from $4.84 in the prior year.

Looking ahead, Equifax provided guidance for 2026, projecting revenue of approximately $6.72 billion, reflecting an expected growth of about 10.5%. The company anticipates adjusted earnings per share of $8.50 for the year, up 11% from 2025. Despite challenges in the U.S. mortgage market, Equifax's performance in the fourth quarter showcased resilience, driven by strong growth in its Workforce Solutions and USIS segments. The company continues to focus on leveraging new cloud capabilities and product innovations to drive future growth.

Feb 04, 2026 06:32:57

Equifax Reports Q3 2025 Revenue Growth and Increased Guidance

Equifax reported third quarter 2025 revenue of $1.545 billion, representing a 7% increase compared to the same period last year, and exceeding their guidance by $25 million. Key segments contributing to this growth include a 13% rise in U.S. Mortgage revenue and an 11% increase in USIS revenue. The company also noted a 5% growth in Workforce Solutions and a 6% increase in international revenue, primarily driven by performance in Latin America and Canada.

In light of these results, Equifax has raised its full-year 2025 revenue guidance by $40 million and adjusted earnings per share (EPS) guidance by $0.12. The company reported a net income of $160.2 million for the quarter, a 13% increase year-over-year, with diluted EPS of $1.29, up 14%. Additionally, Equifax returned approximately $360 million to shareholders, which included the repurchase of 1.2 million shares for $300 million, reflecting its strong operating performance and cash flow generation.

Oct 21, 2025 06:32:18

Equifax Reports Q2 2025 Financial Results and Shareholder Returns

Equifax Inc. announced its financial results for the second quarter of 2025, reporting revenues of $1.537 billion, which reflects a 7% increase on a reported basis and an 8% increase in local currency compared to the same period last year. The growth was driven by a 14% increase in U.S. Mortgage revenue, despite challenges in the mortgage market, and an 8% growth in Workforce Solutions. The company also noted strong performance in Verification Services and U.S. Information Solutions, with solid revenue increases across various segments. Net income for the quarter was $191.3 million, a 17% rise from the previous year, resulting in a diluted EPS of $1.53 per share, also up 17% year-over-year.

Equifax returned approximately $190 million to shareholders in the second quarter, which included $127 million in share repurchases as part of its $3 billion share repurchase program. The company is maintaining its full-year revenue guidance while increasing its reported revenue expectations by $35 million due to foreign exchange impacts. Equifax anticipates generating over $900 million in free cash flow for the year, with a cash conversion ratio exceeding 95%, and continues to focus on growth and innovation through its new cloud capabilities.

Jul 22, 2025 06:33:09

Equifax Reports Q1 Results; Announces $3B Buyback, Dividend Increase

Equifax reported first quarter 2025 revenue of $1.442 billion, representing a 4% increase compared to the same period last year, and exceeding guidance by $37 million. The company experienced growth in U.S. Mortgage revenue, which rose by 7%, despite challenges in the mortgage market. The Workforce Solutions segment also saw a 3% revenue increase, while the USIS segment grew by 7%. Equifax maintained its full-year guidance for 2025, anticipating local currency revenue growth of 6% and adjusted earnings per share of $7.45.

In addition to its financial results, Equifax's Board of Directors authorized a new $3 billion share repurchase program expected to be completed over four years and announced a 28% increase in the quarterly dividend to $0.50 per share, payable on June 13, 2025. The company has reported cash dividends for over 100 consecutive years. Equifax continues to focus on its strategic priorities, with over 85% of revenue now generated from its cloud platform, aiming to enhance growth and return cash to shareholders.

Apr 22, 2025 06:32:09

Equifax Reports $1.419 Billion Revenue in Q4 2024

Equifax announced a revenue increase of 7% for the fourth quarter of 2024, reaching $1.419 billion, with a notable 29% growth in U.S. Mortgage revenue. The company also reported a 31% rise in net income, totaling $174 million, and a 17% increase in adjusted earnings per share to $2.12. The performance was bolstered by a 12% Vitality Index in new product innovation and a strong cash flow of $813 million, up 58% from the previous year, positioning the company for potential shareholder returns through dividends and share repurchases in 2025. Additionally, international revenue grew by 11% in local currency terms, indicating positive global performance despite domestic challenges.

Conversely, Equifax faced challenges as employer services revenue declined by 9% due to weaker hiring conditions in the U.S. The company also anticipates a 12% decline in U.S. mortgage hard credit inquiries for 2025, reflecting ongoing market pressures. While the overall financial results were positive, the decline in certain sectors and the projected decrease in credit inquiries highlight potential risks in the upcoming year, indicating a mixed outlook amid growth in other areas.

Feb 06, 2025 06:34:34

Equifax CEO Mark W. Begor to Lead Beyond 2025

Equifax announced that CEO Mark W. Begor will continue in his role beyond 2025, following his successful leadership over the past six years. Under his guidance, the company has seen a 50% revenue increase since 2018, despite a significant decline in the mortgage market. Additionally, the company has undergone a major $1.5 billion technology transformation to enhance innovation and growth, and has made over $4.5 billion in strategic acquisitions, delivering more than 100 new products annually for four years.

However, the company faces challenges amid a declining mortgage market, which saw a 34% drop in 2022 and 2023. Despite these economic hurdles, the leadership transition and ongoing investments in technology and data assets are critical for Equifax to maintain its growth trajectory. The press release emphasizes the importance of continued innovation and shareholder value, while also acknowledging the uncertainties that may impact future performance.

Nov 08, 2024 16:16:00

Equifax Reports Strong Q3 2024 Revenue Growth and Challenges

Equifax announced a strong revenue growth of 9% for the third quarter of 2024, totaling $1.442 billion. The company's non-mortgage sector performed particularly well, with a 10% increase in local currency revenue. Their Workforce Solutions segment saw a notable 19% growth in non-mortgage verification services, driven by strong demand from government and talent solutions. Additionally, international revenue grew by 18% in local currency, showcasing the company's global expansion efforts. However, despite the revenue growth, the net income attributable to Equifax dropped by 13%, indicating challenges in profitability amidst rising operational costs.

The report also highlighted a significant decline in Employer Services revenue, which fell by 19%. While the overall financial results were positive, the decrease in net income and certain segments raises concerns about sustaining profitability in the face of operational pressures. The company's adjusted earnings per share also saw a decline of 14% compared to the previous year. Despite these challenges, Equifax expressed confidence in its strategic initiatives and product innovations, aiming to drive future growth and improve margins.

Oct 16, 2024 16:12:35