Citigroup Inc.'s Stock Analysis

Citigroup Reports Q1 2026 Financial Results and Key Metrics

Citigroup reported revenues of $24.6 billion for the first quarter of 2026, reflecting a 14% increase from the previous year, primarily driven by growth in all five business segments and favorable foreign exchange effects. Net interest income rose by 12%, while non-interest revenue increased by 17%. Operating expenses were up 7% to $14.3 billion, attributed to higher compensation and benefits, but were partially offset by productivity savings. The provision for credit losses was $2.8 billion, with net credit losses down 10% year-over-year. Net income for the quarter was $5.8 billion, compared to $4.1 billion in the same period last year, aided by a lower effective tax rate and increased revenues.

The company's total allowance for credit losses stood at $22.0 billion at the end of the quarter, a decrease from $22.8 billion year-over-year. Citigroup's end-of-period loans amounted to $762 billion, an 8% increase, while end-of-period deposits reached approximately $1.4 trillion, up 10%. Book value per share increased by 8% to $112.22, and tangible book value per share also rose by 8% to $99.01. The preliminary Common Equity Tier 1 (CET1) Capital ratio was reported at 12.7%, down from 13.2% in the previous quarter, influenced by share repurchases and dividend payments.

Apr 14, 2026 09:42:13

Citigroup Reports Historical Financial Data for Q1 2026

Citigroup has provided its Historical Quarterly Financial Data Supplement for the five-year period ending December 31, 2025, to align with its upcoming first quarter 2026 earnings materials. The report includes recast prior period results and tangible common equity (TCE) allocations, but notes that the consolidated results and TCE for all periods presented remain unchanged. This disclosure is part of Citigroup's compliance with the Securities Exchange Act of 1934.

The report also outlines various financial metrics, including consolidated statements of income and balance sheets, along with details on operating segments and components. Notably, Citigroup adopted a new accounting standard on January 1, 2023, which resulted in a decrease in the allowance for loan losses and an increase in retained earnings. The document includes various reconciliations and metrics that investors may find relevant for assessing the company's financial health.

Apr 03, 2026 16:52:20

Citigroup CEO Receives $42 Million Incentive Compensation for 2025

On February 11, 2026, Citigroup's Compensation Committee approved a total incentive compensation of $42 million for CEO Jane Fraser for her performance in 2025. This package includes a base salary of $1.5 million and an incentive award of $40.5 million, reflecting her leadership and strategic vision that contributed to positive operating leverage and record revenue across all five of Citi's business segments during the year.

The determination of Fraser's compensation was influenced by Citi's stock price performance, which outperformed industry peers over the past one and three calendar years. Additionally, more than 80% of Citi's transformation programs are reported to be at or near target state, showcasing progress under Fraser's leadership. Further details regarding the compensation and other executive awards will be included in Citi's 2026 Proxy Statement, expected to be filed in April 2026.

Feb 12, 2026 16:50:24

Citigroup Establishes New Series of Preferred Stock

On February 11, 2026, Citigroup Inc. filed a Certificate of Designations with the Delaware Secretary of State, creating a new series of preferred stock known as the 6.500% Fixed Rate Reset Noncumulative Preferred Stock, Series JJ. This filing amended Citigroup’s Restated Certificate of Incorporation and took effect immediately upon filing.

The Certificate of Designations outlines the designations, preferences, powers, and rights associated with this new series of preferred stock. A copy of the Certificate is included as an exhibit to the filing, which is incorporated by reference for further details.

Feb 12, 2026 16:05:39

Citigroup Establishes New Series of Preferred Stock

Citigroup Inc. has filed a Certificate of Designations with the Delaware Secretary of State on February 2, 2026. This document establishes the preferences, powers, and rights associated with a new series of preferred stock, specifically the 6.250% Noncumulative Preferred Stock, Series II. The filing amends Citigroup's Restated Certificate of Incorporation and is effective immediately upon filing.

The Certificate of Designations is included as an exhibit in the filing, which complies with the requirements of the Securities Exchange Act of 1934. This new series of preferred stock may have implications for investors, particularly in terms of dividend payments and the capital structure of Citigroup.

Feb 03, 2026 16:20:10

Citigroup Reports 2025 Financial Results and Key Metrics

Citigroup reported net income of $14.3 billion for the full year 2025, an increase from $12.7 billion in 2024, with revenues rising to $85.2 billion from $80.7 billion. For the fourth quarter, net income was $2.5 billion, compared to $2.9 billion in the same quarter of the previous year, impacted by higher expenses and a limited tax benefit from notable items related to Russia. Earnings per share decreased to $1.19 from $1.34, though excluding notable items, it was $1.81.

The company reported a 2% increase in fourth-quarter revenues to $19.9 billion, driven by growth in Banking, Services, and Wealth, while non-interest revenue decreased by 27%. Citigroup's total loans were $752 billion, up 8% year-over-year, and deposits reached approximately $1.4 trillion, also up 9%. The tangible book value per share increased by 9% to $97.06, and the CET1 Capital ratio was 13.2%. Citigroup returned approximately $5.6 billion to shareholders through share repurchases and dividends during the quarter.

Jan 14, 2026 10:21:44

Citigroup Files Current Report Under Securities Exchange Act

Citigroup Inc. has filed a Current Report on Form 8-K as required by the Securities Exchange Act of 1934. This filing indicates compliance with regulatory obligations and includes information pertinent to the company's securities.

The report includes details about Citigroup's securities registered under Section 12(b) of the Securities Exchange Act. This registration is a standard procedure that provides transparency to investors regarding the company's securities.

Jan 12, 2026 16:18:23

Citigroup Board Approves Sale of Russian Operations

Citigroup's Board of Directors has approved a plan to sell AO Citibank, which manages the company's remaining operations in Russia. This decision is part of Citi's ongoing strategy to restructure its international presence, particularly in areas of geopolitical concern.

For more details on Citi's operational risks and exposures related to Russia, investors can refer to the company's Quarterly Report for the period ending September 30, 2025. The report outlines potential complexities and uncertainties associated with the sale, including negotiations with prospective buyers and the need for regulatory approvals.

Dec 29, 2025 16:17:06

Citigroup Establishes New Series of Preferred Stock

On December 9, 2025, Citigroup Inc. filed a Certificate of Designations with the Delaware Secretary of State, creating a new series of preferred stock known as 6.625% Fixed Rate Reset Noncumulative Preferred Stock, Series HH. This filing amends Citigroup’s Restated Certificate of Incorporation and took effect immediately upon filing.

The Certificate of Designations, which outlines the rights and preferences of the new preferred stock, is included as an exhibit to the report. This development may influence investor decisions as it alters the structure of Citigroup's equity offerings.

Dec 10, 2025 16:06:34

Citigroup Announces Leadership Changes and Business Structure Adjustments

Citigroup has appointed Gonzalo Luchetti as Chief Financial Officer, effective March 2026, succeeding Mark Mason, who will transition to Executive Vice Chair and Senior Executive Advisor. Luchetti has been with Citi since 2006 and has held various leadership roles, including Head of U.S. Personal Banking since 2021. This transition aims to ensure continuity as Citi prepares for its Investor Day and focuses on achieving its 2026 return targets.

In addition to the leadership change, Citigroup will integrate its Retail Banking business into its Wealth division to enhance competitiveness and streamline operations. The U.S. Consumer Cards business will also become a standalone entity under Pam Habner. These structural adjustments are intended to foster growth, improve strategic decision-making, and leverage synergies across various customer segments, positioning Citi to better meet client needs and enhance shareholder value.

Nov 20, 2025 16:28:56