Citigroup Inc.'s Stock Analysis

Citigroup Reports 2025 Financial Results and Key Metrics

Citigroup reported net income of $14.3 billion for the full year 2025, an increase from $12.7 billion in 2024, with revenues rising to $85.2 billion from $80.7 billion. For the fourth quarter, net income was $2.5 billion, compared to $2.9 billion in the same quarter of the previous year, impacted by higher expenses and a limited tax benefit from notable items related to Russia. Earnings per share decreased to $1.19 from $1.34, though excluding notable items, it was $1.81.

The company reported a 2% increase in fourth-quarter revenues to $19.9 billion, driven by growth in Banking, Services, and Wealth, while non-interest revenue decreased by 27%. Citigroup's total loans were $752 billion, up 8% year-over-year, and deposits reached approximately $1.4 trillion, also up 9%. The tangible book value per share increased by 9% to $97.06, and the CET1 Capital ratio was 13.2%. Citigroup returned approximately $5.6 billion to shareholders through share repurchases and dividends during the quarter.

Jan 14, 2026 10:21:44

Citigroup Files Current Report Under Securities Exchange Act

Citigroup Inc. has filed a Current Report on Form 8-K as required by the Securities Exchange Act of 1934. This filing indicates compliance with regulatory obligations and includes information pertinent to the company's securities.

The report includes details about Citigroup's securities registered under Section 12(b) of the Securities Exchange Act. This registration is a standard procedure that provides transparency to investors regarding the company's securities.

Jan 12, 2026 16:18:23

Citigroup Board Approves Sale of Russian Operations

Citigroup's Board of Directors has approved a plan to sell AO Citibank, which manages the company's remaining operations in Russia. This decision is part of Citi's ongoing strategy to restructure its international presence, particularly in areas of geopolitical concern.

For more details on Citi's operational risks and exposures related to Russia, investors can refer to the company's Quarterly Report for the period ending September 30, 2025. The report outlines potential complexities and uncertainties associated with the sale, including negotiations with prospective buyers and the need for regulatory approvals.

Dec 29, 2025 16:17:06

Citigroup Establishes New Series of Preferred Stock

On December 9, 2025, Citigroup Inc. filed a Certificate of Designations with the Delaware Secretary of State, creating a new series of preferred stock known as 6.625% Fixed Rate Reset Noncumulative Preferred Stock, Series HH. This filing amends Citigroup’s Restated Certificate of Incorporation and took effect immediately upon filing.

The Certificate of Designations, which outlines the rights and preferences of the new preferred stock, is included as an exhibit to the report. This development may influence investor decisions as it alters the structure of Citigroup's equity offerings.

Dec 10, 2025 16:06:34

Citigroup Announces Leadership Changes and Business Structure Adjustments

Citigroup has appointed Gonzalo Luchetti as Chief Financial Officer, effective March 2026, succeeding Mark Mason, who will transition to Executive Vice Chair and Senior Executive Advisor. Luchetti has been with Citi since 2006 and has held various leadership roles, including Head of U.S. Personal Banking since 2021. This transition aims to ensure continuity as Citi prepares for its Investor Day and focuses on achieving its 2026 return targets.

In addition to the leadership change, Citigroup will integrate its Retail Banking business into its Wealth division to enhance competitiveness and streamline operations. The U.S. Consumer Cards business will also become a standalone entity under Pam Habner. These structural adjustments are intended to foster growth, improve strategic decision-making, and leverage synergies across various customer segments, positioning Citi to better meet client needs and enhance shareholder value.

Nov 20, 2025 16:28:56

Citigroup CEO Receives $25 Million Equity Award and Chair Position

On October 22, 2025, Citigroup's Board of Directors elected Jane Fraser as Chair and awarded her a one-time equity package valued at $25 million, including Restricted Stock Units and stock options. This decision was unanimously supported by the Board and aims to ensure leadership stability while recognizing Fraser's strategic execution and contributions to the company's performance. The equity award will vest over a period of three to five years, contingent on her continued employment with the company.

Additionally, John Dugan, who previously served as Chair, will transition to Lead Independent Director. Fraser's leadership is credited with significant advancements in Citi's operational strategy and transformation efforts, which the Board believes will drive long-term shareholder value. Dugan will continue to engage with shareholders and oversee critical governance functions, indicating a commitment to maintaining strong leadership as the company navigates market challenges.

Oct 22, 2025 17:14:09

Citigroup Reports on Securities Registration Status

Citigroup Inc. has filed a current report regarding its securities registered under Section 12(b) of the Securities Exchange Act of 1934. This report includes necessary signatures confirming compliance with regulatory requirements.

The filing serves to inform investors about the company's adherence to securities regulations and the status of its registered securities, which may be relevant for investment considerations.

Oct 22, 2025 16:10:49

Citigroup Reports 9% Revenue Growth in Q3 2025 Results

Citigroup reported revenues of $22.1 billion for the third quarter of 2025, reflecting a 9% increase compared to the same period in 2024. This growth was driven by advancements across all five business segments, with net interest income rising 12% and non-interest revenue increasing by 4%. Operating expenses also grew by 9%, primarily due to higher compensation and benefits costs. The company’s net income for the quarter was $3.8 billion, up from $3.2 billion a year earlier, attributed to higher revenues and reduced costs of credit.

The total allowance for credit losses at the end of the quarter stood at approximately $23.8 billion, an increase from $22.1 billion year-over-year. Non-accrual loans rose significantly, with corporate non-accrual loans increasing by 119% and consumer non-accrual loans by 32%. Citigroup’s end-of-period loans reached $734 billion, up 7%, while deposits grew to about $1.4 trillion, a 6% increase. The company returned approximately $6.1 billion to shareholders through share repurchases and dividends during the quarter.

Oct 14, 2025 10:08:51

Citigroup Sells Stake in Banamex for Approximately $2.3 Billion

Citigroup Inc. announced that CHPAF Holdings S.A.P.I de C.V., owned by Fernando Chico Pardo and his family, will purchase a 25% equity stake in Grupo Financiero Banamex for approximately MXN 42 billion (around USD 2.3 billion). This transaction is subject to regulatory approvals in Mexico and is expected to close in the second half of 2026. Upon completion, Fernando Chico Pardo will become the Chair of the Board of Directors of Banamex, while current leadership will remain in place at Banco Nacional de México and Banamex.

Additionally, Citigroup reported a non-cash goodwill impairment of about USD 726 million, categorized under Other operating expenses. This impairment is considered capital neutral for Citigroup. The impairment was determined after assessing that the fair value of the reporting unit was less than its carrying value, based on a quantitative test linked to the agreed-upon bid from Fernando Chico Pardo.

Sep 24, 2025 16:34:37

Citigroup Reports on Securities Registration Under SEC Regulations

Citigroup Inc. has filed a current report regarding its securities registered under Section 12(b) of the Securities Exchange Act of 1934. This filing includes necessary signatures from authorized representatives of the company, confirming compliance with regulatory requirements.

The report includes an exhibit detailing the securities registered by Citigroup, which may be relevant for investors monitoring the company's compliance and regulatory status. This information could influence investor decisions regarding Citigroup's stock.

Sep 11, 2025 16:10:21