Bank of America Corporation's Stock Analysis

Bank of America Reports Fourth Quarter 2025 Financial Results

Bank of America announced its financial results for the fourth quarter and full year ended December 31, 2025, reporting a net income of $7.6 billion for the quarter, or $0.98 per diluted share, and a total net income of $30.5 billion for the year, representing an 18% increase in earnings per share compared to the previous year. The company's total revenue for the fourth quarter was $28.4 billion, a 7% increase year-over-year, driven by growth in net interest income and asset management fees. The bank also reported a decrease in provision for credit losses, indicating improved asset quality and financial health. Additionally, the efficiency ratio improved to 61%, marking a positive trend in operational performance.

In its business segments, Bank of America saw notable performances, particularly in Consumer Banking, which generated $3.3 billion in net income and reported a 5% increase in revenue. Global Wealth and Investment Management net income was $1.4 billion, with a 10% rise in revenue driven by higher asset management fees. The Global Banking segment reported $2.1 billion in net income, while Global Markets contributed $1.0 billion. The bank maintained strong liquidity with average deposits of $2.01 trillion and returned $8.4 billion to shareholders through dividends and share repurchases in 2025.

Jan 14, 2026 06:45:47

Bank of America Changes Accounting Methods Affecting Financial Reporting

Bank of America has announced a change in its accounting methods for tax-related equity investments in affordable housing and renewable energy sectors. The corporation will shift from the equity method to the proportional amortization method for affordable housing and eligible wind renewable energy investments, while also adjusting the recognition of investment tax credits for solar renewable energy investments. These changes primarily result in a reclassification of income statement line items and have a minor impact on the corporation's net income on an annualized basis.

As a result of these accounting changes, Bank of America reported a decrease in retained earnings of $1.7 billion as of September 30, 2025. This adjustment reflects the cumulative effect of the new expense recognition timing. Although the changes would have led to an estimated $2.1 billion decrease in the corporation's Common equity tier 1 capital and a reduction of 13 basis points in the Common equity tier 1 ratio, the corporation is not required to revise previously filed regulatory capital ratios. Additionally, the effective tax rate for the third quarter of 2025 is estimated to be 20.0%, a significant increase from the previously reported 10.4%.

Jan 06, 2026 16:43:32

Bank of America Announces Changes in Executive Leadership Team

On November 20, 2025, Bank of America's Board of Directors designated new executive officers, including Brian T. Moynihan as Chair and Chief Executive Officer. Dean C. Athanasia and James P. DeMare were appointed as Co-Presidents, overseeing the Corporation's lines of business.

Effective December 31, 2025, several members of management will no longer be designated as executive officers. These include Lindsay D. Hans, Kathleen A. Knox, Matthew M. Koder, and Eric A. Schimpf, who held various leadership roles within the organization.

Nov 26, 2025 16:30:36

Bank of America Registers Medium-Term Notes Offering Details

Bank of America Corporation has filed a Registration Statement on Form S-3, effective December 30, 2022, to register the offering of various securities, including Medium-Term Notes of the Corporation, Series P, and Medium-Term Notes of BofA Finance, Series A. The registration also includes guarantees related to the Series A Notes by the Corporation.

As part of this filing, an opinion from Sidley Austin LLP regarding the validity of the Series P Notes, Series A Notes, and their associated guarantees has been included. This information is relevant for investors considering the company's securities offerings and their potential implications.

Oct 16, 2025 17:06:20

Bank of America Reports $8.5 Billion Net Income in Q3 2025

Bank of America reported a net income of $8.5 billion for the third quarter of 2025, translating to earnings of $1.06 per diluted share. This represents a 31% increase in earnings per share compared to the same quarter last year. The total revenue for the quarter was $28.1 billion, up 11% year-over-year, driven by higher net interest income, investment banking fees, and strong performance in asset management and sales trading. The bank's provision for credit losses decreased to $1.3 billion, reflecting improved asset quality and a decline in net charge-offs.

The bank's consumer banking segment reported a net income of $3.4 billion with revenue of $11.2 billion, while the Global Wealth and Investment Management segment generated $1.3 billion in net income on $6.3 billion of revenue. Average deposits increased by 4% to $1.99 trillion, and average loans and leases rose by 9% to $1.15 trillion. The bank returned $7.4 billion to shareholders through dividends and share repurchases, while maintaining a strong capital position with a common equity tier 1 ratio of 11.6%.

Oct 15, 2025 06:50:29

Bank of America Announces New Executive Leadership Appointments

Bank of America Corporation appointed Dean C. Athanasia and James P. DeMare as Co-Presidents, effective September 12, 2025. Athanasia has held various leadership roles within the company since 2011, while DeMare has been with the company since 2020. Alastair M. Borthwick continues as Executive Vice President alongside his role as Chief Financial Officer, having served in this capacity since November 2021.

These appointments reflect a strategic leadership change within the corporation, with both Athanasia and DeMare bringing extensive experience from their previous positions. Details about their compensation and any related agreements can be found in the corporation’s 2025 Proxy Statement, filed on March 10, 2025.

Sep 15, 2025 16:56:10

Bank of America Announces New Co-Presidents and CFO

Bank of America has appointed Dean C. Athanasia and James P. DeMare as Co-Presidents, effective September 12, 2025. They will oversee the company's eight lines of business and focus on long-term growth and returns. Alastair M. Borthwick has been named Executive Vice President and Chief Financial Officer, continuing his role in financial stewardship and strategic advisory. The leadership changes aim to enhance the company's capabilities and drive initiatives for market share and operational excellence.

These appointments come as part of Bank of America's ongoing commitment to Responsible Growth, which has been a focus for over a decade. The company serves approximately 69 million consumer and small business clients through a wide range of banking and financial services, and it operates in over 35 countries. The leadership team remains unchanged aside from these new roles, ensuring continuity while aiming to strengthen the company's position in the financial market.

Sep 12, 2025 17:18:07

Bank of America Issues Series UU Preferred Stock and Depositary Shares

On July 24, 2025, Bank of America Corporation issued 100,000 shares of Series UU Preferred Stock, which has specific restrictions on dividend declarations and stock repurchases if full dividends are not paid. The preferred stock has a liquidation preference of $25,000 per share and is governed by a Certificate of Designations filed with the Secretary of State of Delaware.

Additionally, the Corporation sold 2,500,000 Depositary Shares, each representing a 1/25th interest in a share of the Series UU Preferred Stock. The terms of this offering are outlined in the Corporation’s Prospectus dated March 28, 2024, and further supplemented by a Prospectus Supplement dated July 21, 2025.

Jul 24, 2025 16:30:23

Bank of America Announces $40 Billion Stock Buyback Program

Bank of America Corporation's Board of Directors has authorized a new $40 billion common stock repurchase program effective August 1, 2025, to replace the existing program set to expire on the same date. As of June 30, 2025, approximately $9.1 billion remained under the current repurchase program. This decision reflects the company's commitment to return excess capital to shareholders while maintaining regulatory capital levels above minimum requirements.

Additionally, the Board declared a regular quarterly cash dividend of $0.28 per share on common stock, an increase of $0.02 from the previous quarter. This dividend is payable on September 26, 2025, to shareholders of record as of September 5, 2025. The Board also announced a quarterly cash dividend of $1.75 per share on the 7% Cumulative Redeemable Preferred Stock, Series B, payable on October 24, 2025, to shareholders of record as of October 10, 2025.

Jul 23, 2025 16:56:47

Bank of America Reports Q2 2025 Financial Results

Bank of America Corporation reported a net income of $7.1 billion for the second quarter of 2025, translating to $0.89 per diluted share. This marks an increase from $6.9 billion, or $0.83 per diluted share, in the same quarter last year. The company's total revenue for the quarter was $26.5 billion, up 4% year-over-year, driven by higher net interest income, sales and trading revenue, and asset management fees. The average deposits increased to $1.97 trillion, reflecting consistent growth over the past eight quarters, while average loans and leases rose to $1.13 trillion, up 7% across all business segments. The Common Equity Tier 1 (CET1) capital ratio stood at 11.5%, well above regulatory requirements, and the company returned $7.3 billion to shareholders during the quarter through dividends and share repurchases.

In the Consumer Banking segment, net income was reported at $3.0 billion with revenues of $10.8 billion, up 6% from the previous year, largely due to increased net interest income. Global Wealth and Investment Management saw a net income of $1.0 billion, with revenues rising by 7% to $5.9 billion, driven by strong asset management fees. The Global Markets segment reported net income of $1.5 billion, reflecting a 14% increase in sales and trading revenue. Overall, Bank of America demonstrated solid performance across its business segments, with continued investment in technology and personnel contributing to its growth.

Jul 16, 2025 06:46:12