American Express Company's Stock Analysis

American Express Reports Delinquency and Write-off Statistics

American Express Company has provided delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending March 31, February 28, and January 31, 2026. These statistics are separate from the data reported by the American Express Credit Account Master Trust, which includes securitized loans that may differ in characteristics compared to the overall loan portfolio. Variability in statistics may occur due to factors such as the timing of holidays and weekends, seasonality, and reporting timelines from third parties.

The credit performance data for the Lending Trust over the recent months highlights the potential differences in loan performance metrics. The statistics are influenced by the mix, vintage, and aging of loans, as well as the methods used to calculate write-off rates. This information is critical for investors to assess the credit risk associated with American Express's loan portfolios.

Apr 15, 2026 12:01:04

American Express Reports Delinquency and Write-off Statistics

American Express Company provided delinquency and write-off statistics for its U.S. Consumer and Small Business Card Member loans as of February 28, January 31, and December 31, 2025. The statistics exclude Card Member loans classified as held for sale and offer insights beyond those reported in the American Express Credit Account Master Trust's monthly Form 10-D report. The performance of the Lending Trust may differ from the overall loan portfolios due to variations in loan characteristics and calculation methods.

The report highlights that the credit performance of the Lending Trust, along with the U.S. Consumer and Small Business loan portfolios, can be influenced by several factors including the mix and aging of loans, as well as external variables like month length and seasonal trends. Investors should note that the reported statistics may experience month-to-month variability, which can impact the overall assessment of credit risk associated with American Express's loan portfolios.

Mar 16, 2026 12:00:25

American Express Increases Quarterly Dividend by 16 Percent

American Express Company has announced a 16 percent increase in its quarterly dividend on common shares, raising it from $0.82 to $0.95 per share. This increase was approved by the Board of Directors and aligns with previous discussions in the company's fourth-quarter 2025 earnings release.

The new dividend will be payable on May 8, 2026, to shareholders who are on record as of April 3, 2026. This announcement may be of interest to investors as it reflects the company's commitment to returning value to shareholders.

Mar 02, 2026 16:18:58

American Express Plans New Headquarters Construction in New York

American Express Company announced plans to construct a new headquarters at 200 Greenwich Street in New York City, covering approximately 1.95 million square feet. Construction is set to begin in spring 2026 and is projected to be completed by 2031. The company indicated that this project is not expected to materially impact its financial results.

Investors should note that the announcement includes forward-looking statements regarding the development timeline and potential impacts, which are subject to various risks and uncertainties. These risks include construction delays, cost overruns, and changes in economic conditions that could affect the project. Further details regarding these risks can be found in the company's Annual Report and other filings.

Feb 25, 2026 09:03:16

American Express Reports Delinquency and Write-off Statistics

American Express Company has released delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending January 31, 2026, and December 31 and November 30, 2025. The statistics include loans held for investment and do not reflect those classified as held for sale. These figures are additional to those reported by the American Express Credit Account Master Trust in its monthly filings, noting that there are differences in characteristics between the securitized loans and the overall loan portfolios.

The reported credit performance can fluctuate due to various factors, including the mix and aging of loans, calculation methods for write-off statistics, and external influences such as timing of holidays and weekends. The statistics presented provide insight into the credit performance of the Lending Trust over the most recent reporting periods, with the understanding that they may be subject to variability from month to month.

Feb 17, 2026 12:00:34

American Express Announces Senior and Subordinated Notes Offerings

American Express Company is issuing a total of $3 billion in Senior Notes and Subordinated Notes on February 10, 2026. The Senior Notes include $1.35 billion of 4.009% Fixed-to-Floating Rate Notes due February 9, 2029, $1 billion of 4.456% Fixed-to-Floating Rate Notes due February 10, 2032, and $650 million of Floating Rate Notes due February 9, 2029. These notes are issued under a senior indenture with The Bank of New York Mellon as trustee.

Additionally, the company will issue $500 million in 5.412% Fixed-to-Fixed Rate Subordinated Notes due February 8, 2041. These Subordinated Notes are issued under a subordinated indenture also with The Bank of New York Mellon as trustee. Both offerings are part of the company's ongoing efforts to manage its capital structure.

Feb 10, 2026 15:32:52

American Express Reports 2025 Financial Results and Challenges Ahead

American Express Company reported its financial results for the full year and fourth quarter of 2025 on January 30, 2026. The company's performance metrics, including earnings per share (EPS) guidance for 2026, depend on various factors such as revenue growth, credit performance, and effective management of expenses and investments. The company faces challenges from macroeconomic conditions, competition, regulatory changes, and shifts in consumer behavior that could impact its ability to achieve revenue and EPS growth in the near future.

The ability of American Express to maintain its market position and attract customers, particularly among younger demographics, will be crucial. The company is focused on enhancing its premium card offerings, expanding merchant acceptance, and leveraging technology for improved services. However, its success will depend on effective marketing strategies, managing operational expenses, and navigating the competitive landscape in the payments industry. Changes in customer acquisition, spending patterns, and economic conditions will also play significant roles in the company's financial outlook.

Jan 30, 2026 07:00:34

American Express Reports Delinquency and Write-off Statistics

American Express Company provided delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending in December, November, and October 2025, along with data for the three months ending December 31, 2025. The report clarifies that the statistics exclude Card Member loans classified as held for sale and highlight differences between loans securitized through the American Express Credit Account Master Trust and the total loan portfolios, which include both securitized and non-securitized loans.

The performance metrics reported may vary month-to-month due to factors such as loan mix, aging, and calculation methods. The credit performance of the Lending Trust is subject to fluctuations based on seasonal influences, timing of holidays, and third-party information. Detailed statistics for the Lending Trust were also referenced, which are available in the monthly Form 10-D report filed with the Securities and Exchange Commission.

Jan 15, 2026 12:01:07

American Express Reports Delinquency and Write-off Rates

American Express Company has provided delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending November 30, October 31, and September 30, 2025. These statistics include loans held for investment, while loans classified as held for sale are excluded. The reported data is in addition to the information submitted by the American Express Credit Account Master Trust in its monthly reports, indicating differences in loan characteristics between securitized and non-securitized portfolios.

The credit performance of the Lending Trust may vary month-to-month due to factors such as loan mix, aging, and reporting methods. Additionally, the statistics for both the U.S. Consumer and U.S. Small Business Card Member loan portfolios, as well as the Lending Trust, can be affected by external factors including the number of days in a month, holiday timing, and information delays from third parties.

Dec 15, 2025 12:00:56

American Express Reports Delinquency and Write-off Statistics

American Express Company has released delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ended October 31, September 30, and August 31, 2025. These statistics do not include Card Member loans classified as held for sale and provide additional insights beyond the data reported by the American Express Credit Account Master Trust in its monthly Form 10-D report. The performance metrics may vary due to differences in loan characteristics and various calculation methods used for write-off statistics.

The reported credit performance of the Lending Trust may fluctuate month-to-month due to factors such as the mix and aging of loans, as well as seasonal influences and timing of information from third parties. Investors should note that the statistics reflect both securitized and non-securitized Card Member loans, and variations in reporting periods may impact the results. This information is essential for understanding the credit quality and risk associated with American Express's loan portfolios.

Nov 17, 2025 12:01:01