American Express Company's Stock Analysis

American Express Reports Delinquency and Write-off Rates for 2026

American Express Company has provided delinquency and write-off statistics for its U.S. Consumer and Small Business Card balances for the months ending June 30, May 31, and April 30, 2026. The company noted that card balances classified as held for sale are not included in these statistics. In June 2026, American Express sold previously written-off card balances, which affected the net write-off rates, reducing them by approximately 0.3% for U.S. Consumer and 0.1% for U.S. Small Business portfolios.

The report also highlights that the statistics presented are supplementary to those reported by the American Express Credit Account Master Trust. The credit performance of the Lending Trust may fluctuate due to various factors, including the mix and aging of balances, and the method of calculating write-off statistics. The variability of reported statistics is influenced by factors such as month length, holidays, and timing of information from third parties.

20min ago

American Express Announces 2026 Stress Test Results and Capital Returns

American Express Company has released the results of its 2026 Dodd-Frank Act Stress Test (DFAST), indicating that it will maintain its Stress Capital Buffer (SCB) requirement of 2.5 percent through September 30, 2027. This decision aligns with the Federal Reserve's earlier announcement to keep existing SCB requirements unchanged until 2027, barring any supervisory actions. The stress test results reflect the company's balance sheet strength and business model, according to CFO Christophe Le Caillec.

In addition, American Express has increased its quarterly dividend by 16 percent to $0.95 per share starting in the first quarter of 2026. The company has returned a total of $8.7 billion to shareholders through share repurchases and dividends over the past year. The DFAST results are available on the company's Investor Relations website, and they are based on hypothetical scenarios set by the Federal Reserve, which may differ from the results published by the Federal Reserve Board.

Jun 25, 2026 16:19:46

American Express Issues €750 Million Fixed-to-Floating Rate Notes

American Express Company issued €750,000,000 in Fixed-to-Floating Rate Notes with a 3.835% interest rate, set to mature on June 16, 2034. This issuance was made under a senior indenture with The Bank of New York Mellon as trustee, following a Prospectus Supplement dated June 10, 2026.

The Notes are part of the company's ongoing financing strategy and were issued in accordance with its Registration Statement on Form S-3. The relevant indentures include provisions from earlier agreements dated August 1, 2007, February 12, 2021, and May 1, 2023.

Jun 17, 2026 13:01:12

American Express Reports Delinquency and Write-off Statistics

American Express Company has released delinquency and write-off statistics for its U.S. Consumer and Small Business Card balances for the months ending May 31, April 30, and March 31, 2026. The net write-off rate is calculated based on principal only, excluding interest and fees, and the statistics provide additional insights beyond what is reported in the monthly Form 10-D submitted to the SEC.

The reported statistics reflect only revolve-eligible balances and differ from the total card balance portfolios, which include both securitized and non-securitized balances. The credit performance may vary month-to-month due to factors such as the mix and aging of balances, and the timing of information from third parties. The report highlights the complexity of calculating write-off statistics, which can be influenced by seasonal trends and other variables.

Jun 15, 2026 12:00:39

American Express Reports Delinquency and Write-off Statistics Update

American Express Company has provided updated delinquency and write-off statistics for its U.S. Consumer and Small Business Card balances as of April 30, March 31, and February 28, 2026. The company has changed its presentation of Card Member loans and receivables to present a combined total of Card balances, which now includes both revolve-eligible and pay-in-full balances. Historical statistics are available in Exhibit 99.1, which is referenced in the report.

The report highlights that the statistics for Card balances differ from those reported by the American Express Credit Account Master Trust, as the Lending Trust only includes revolve-eligible balances. The credit performance of the Lending Trust may vary monthly due to factors such as balance mix, timing of data, and seasonal influences. Investors may find this information useful for assessing the company's credit risk and overall financial health.

May 15, 2026 12:00:46

American Express Annual Meeting Results and Shareholder Votes

The Annual Meeting of Shareholders for American Express Company took place on May 5, 2026, with a quorum present. All 13 nominees for director received majority support from the votes cast. Additionally, the meeting included votes on various matters, including the ratification of PricewaterhouseCoopers LLP as the independent accounting firm for 2026, an advisory resolution on executive compensation, and two shareholder proposals related to healthcare treatments for minors and political bias risk oversight.

The specific outcomes of the votes on the advisory resolution and shareholder proposals were not detailed in the report. However, abstentions and broker non-votes were acknowledged in the context of quorum requirements but were not counted in the final vote tallies for the matters presented. The report was signed on May 7, 2026, in compliance with regulatory requirements.

May 07, 2026 16:18:21

American Express Issues $1.75 Billion Fixed-to-Floating Rate Notes

American Express Company has issued $1,750,000,000 in aggregate principal amount of 4.444% Fixed-to-Floating Rate Notes, which are due on May 3, 2030. This issuance is part of a Prospectus Supplement dated April 27, 2026, and follows a previously filed Prospectus from February 9, 2024.

The Notes are governed by a senior indenture established on August 1, 2007, with The Bank of New York Mellon serving as the trustee. This issuance is supplemented by two additional indentures dated February 12, 2021, and May 1, 2023, respectively. The relevant exhibits have been incorporated by reference into the Registration Statement as part of this report.

May 04, 2026 14:00:53

American Express to Sell Stake in Global Business Travel Group

American Express Company announced it will sell its approximately 30% equity interest in Global Business Travel Group, Inc. as part of an agreement with Long Lake and General Catalyst. The company expects to receive around $1.5 billion in proceeds from this transaction and to recognize a pre-tax gain of approximately $975 million, which was not included in the previously provided earnings guidance for FY 2026.

The transaction will not affect existing brand licensing and commercial agreements between American Express and Global Business Travel Group. American Express plans to use a portion of the gain for future investments and return some to shareholders, aligning with its disciplined capital allocation strategy.

May 04, 2026 07:34:11

American Express Reports First Quarter Financial Results for 2026

American Express Company reported its financial results for the first quarter of 2026, detailing its performance metrics and financial condition. The company highlighted factors that could influence future earnings per share (EPS) growth, including revenue growth, credit performance, and operating expenses. Additionally, the report discussed the potential impacts of macroeconomic conditions, regulatory changes, and competitive pressures on the company's ability to meet its financial guidance for 2026.

The report also outlined challenges that could affect revenue growth, including consumer spending patterns, customer acquisition, and the competitive landscape within the payments industry. Key areas of focus for American Express include maintaining its leadership in the premium consumer space, enhancing its commercial payment solutions, and leveraging technological advancements such as artificial intelligence. The company emphasized the importance of effective marketing strategies and controlling operating expenses to achieve its financial objectives.

Apr 23, 2026 07:00:36

American Express Reports Delinquency and Write-off Statistics

American Express Company has provided delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card Member loans for the months ending March 31, February 28, and January 31, 2026. These statistics are separate from the data reported by the American Express Credit Account Master Trust, which includes securitized loans that may differ in characteristics compared to the overall loan portfolio. Variability in statistics may occur due to factors such as the timing of holidays and weekends, seasonality, and reporting timelines from third parties.

The credit performance data for the Lending Trust over the recent months highlights the potential differences in loan performance metrics. The statistics are influenced by the mix, vintage, and aging of loans, as well as the methods used to calculate write-off rates. This information is critical for investors to assess the credit risk associated with American Express's loan portfolios.

Apr 15, 2026 12:01:04