Ameriprise Financial, Inc.'s Stock Analysis

Ameriprise Financial Reports Second Quarter 2025 Earnings Results

Ameriprise Financial reported a 7 percent increase in adjusted operating earnings per diluted share for the second quarter of 2025, reaching $9.11. The company achieved a GAAP net income per diluted share of $10.73, up from $8.02 in the previous year. Assets under management, administration, and advisement grew to a record $1.6 trillion, reflecting a 9 percent increase. Adjusted operating net revenues rose 4 percent to $4.3 billion, driven primarily by asset growth. The company maintained strong expense discipline, with general and administrative expenses improving 1 percent, and a pretax adjusted operating margin of 27 percent, alongside a 52 percent adjusted operating return on equity.

In the Advice & Wealth Management segment, adjusted operating net revenues increased 6 percent to $2.8 billion, despite market volatility impacting fee-based earnings. Total client assets reached $1.1 trillion, with client flows of $4.3 billion. The Asset Management segment reported adjusted operating net revenues of $830 million, with net outflows of $8.7 billion. The Retirement & Protection Solutions segment saw a 9 percent increase in pretax adjusted operating earnings to $214 million, supported by favorable life claims and interest earnings. The company returned $731 million to shareholders, representing 81 percent of adjusted operating earnings, and reported excellent balance sheet fundamentals with significant excess capital.

Jul 24, 2025 08:31:32

Ameriprise Financial Reports Q1 2025 Earnings and Dividend Increase

Ameriprise Financial, Inc. reported its first quarter 2025 results, highlighting an adjusted operating earnings per diluted share of $9.50, a 13% increase from the previous year. Despite a decline in GAAP net income per diluted share to $5.83 due to market impacts, the company saw growth in assets under management, administration, and advisement, reaching $1.5 trillion. The firm also authorized a new $4.5 billion share repurchase program and raised its quarterly dividend by 8%, reflecting its commitment to returning capital to shareholders.

In its Advice & Wealth Management segment, adjusted operating net revenues increased 9% to $2.8 billion, driven by growth in client assets and transactional activity. However, the Asset Management segment experienced net outflows of $18.3 billion, impacting overall performance. The Retirement & Protection Solutions segment reported an 8% increase in pretax adjusted operating earnings, supported by strong sales in variable annuities. Overall, the company's financial results demonstrate a mixed performance across segments, with continued focus on operational efficiency and shareholder returns.

Apr 24, 2025 07:02:33

Ameriprise Financial Reports $10.58 Earnings Per Share in Q4

Ameriprise Financial announced notable financial results for the fourth quarter and full year of 2024, with earnings per diluted share reaching $10.58, a significant increase from $3.57 in the same quarter last year. The company reported a 23% rise in adjusted operating earnings per diluted share to $9.54, excluding certain expenses. Additionally, assets under management grew to $1.5 trillion, reflecting a 10% increase driven by strong client inflows of $35 billion over the past year. The company also returned $768 million to shareholders in the quarter, underscoring its strong cash flow generation and balance sheet strength. Furthermore, Ameriprise was recognized by Forbes as one of “America’s Best Companies” for 2025, highlighting its positive reputation in the industry.

Conversely, the company faced challenges in certain areas, including a decrease in total client net flows, which dropped by 50% to $11.3 billion compared to the previous year. The Asset Management segment reported net outflows of $3.9 billion from institutional clients, indicating a struggle to retain assets in that sector. Additionally, while adjusted operating expenses increased alongside revenue growth, there were concerns regarding rising distribution expenses. The Corporate & Other segment reported a pretax adjusted operating loss of $106 million, attributed to severance and technology transition costs, which may impact overall profitability.

Jan 29, 2025 16:11:18

Company Engages in Banking Services with Customary Fees

The company and its affiliates have been involved in business activities that include engaging various parties to provide commercial banking, investment banking, and product distribution services. These services come with customary fees and commissions paid by the company or its affiliates, indicating ongoing financial transactions and relationships with banking entities. The press release does not provide specific details on any significant financial metrics or outcomes from these engagements. Additionally, there is no mention of any negative impacts or concerns related to these financial obligations, suggesting a neutral stance on the matter.

Nov 26, 2024 16:24:58

Ameriprise Financial Reports Strong Earnings Amid Challenges

Ameriprise Financial showed a solid performance in the third quarter of 2024, with adjusted operating earnings per share rising 17% to $9.02, excluding certain expenses. The company benefited from increased assets under management, which reached $1.5 trillion, alongside a notable 11% rise in adjusted operating net revenues driven by strong equity markets. The firm also returned $713 million to shareholders, highlighting its financial strength and commitment to rewarding investors. Overall, the company maintained a focus on operational efficiency and growth, indicating robust client engagement and advisor productivity.

However, the report also revealed a decline in GAAP net income per diluted share to $5.00, down 39% from the previous year, primarily due to unfavorable market impacts on derivative valuations. Additionally, the company faced severance expenses related to its efficiency initiatives, which further impacted its reported earnings. Despite these challenges, Ameriprise's strong cash flow generation and strategic focus on enhancing client experiences positioned it well for future growth, even as it navigated market volatility.

Oct 23, 2024 16:11:47

Ameriprise Financial Reports Strong Q2 2024 Results

Ameriprise Financial achieved solid results in Q2 2024, with adjusted earnings per share rising 17% to $8.53, despite a slight decline in GAAP net income. The company saw a 12% increase in assets under management to $1.4 trillion, driven by strong client inflows. They returned $693 million to shareholders, showcasing financial strength. However, GAAP earnings per share fell slightly compared to last year, reflecting market impacts. Overall, the company remains optimistic about future growth and operational efficiency.

Jul 24, 2024 16:11:25

Ameriprise Financial Reports Strong Q1 2024 Results

Ameriprise Financial's Q1 2024 saw a 16% rise in adjusted operating earnings, reaching $8.39 per diluted share. The company's assets under management and administration hit a record high of $1.4 trillion, up 15%. Ameriprise also raised its quarterly dividend by 10%. Despite increased expenses, the company's pretax adjusted operating margin remained strong at 26.3%. The Advice & Wealth Management segment showed significant growth in client assets and net flows. Asset Management segment's revenues grew by 7% and pretax earnings by 25%, with disciplined expense management.

Apr 22, 2024 16:13:50

Ameriprise Financial Reports Strong Fourth Quarter 2023 Results

Ameriprise Financial reported a strong fourth quarter with adjusted operating earnings per diluted share of $7.20, growing 14% to $7.75 adjusted for certain expenses. The company achieved significant revenue and earnings growth, with assets under management and administration reaching $1.4 trillion. Despite a decrease in GAAP net income, full year 2023 saw a 24% increase in adjusted operating earnings per diluted share. The Advice & Wealth Management segment also demonstrated strong performance, with pretax adjusted operating earnings of $698 million and total client net flows of $23 billion in the quarter.

Jan 24, 2024 16:17:11

Ameriprise Financial Reports Strong Q3 2023 Results

Ameriprise Financial reported strong third-quarter results, with adjusted operating earnings per diluted share excluding unlocking up 21% from the prior year, driven by the strength of the company's diversified business model. The company's Wealth Management segment remained a primary growth driver, with good client flows and excellent client-advisor engagement. Assets under management and administration reached $1.2 trillion, up 12% from strong client net inflows and market appreciation. The company also achieved a new high in pretax adjusted operating margin and returned $663 million of capital to shareholders. Ameriprise is expected to close its partnership with Comerica Bank in November.

Oct 25, 2023 16:08:25