The Allstate Corporation's Stock Analysis

Allstate Reports Third Quarter 2025 Financial Results and Growth

The Allstate Corporation reported total revenues of $17.3 billion for the third quarter of 2025, marking a 3.8% increase compared to the same period last year. Net income applicable to common shareholders rose significantly to $3.7 billion, up from $1.2 billion in the prior year quarter, driven by strong performance in the Property-Liability business, modest catastrophe losses, and favorable insurance reserve releases. Adjusted net income was $3.0 billion, or $11.17 per diluted share, with a return on common shareholders' equity of 34.7%. Growth in policies in force was noted, particularly in auto and homeowners insurance, alongside an increase in average premiums.

The Property-Liability segment earned $14.5 billion in premiums, a 6.1% increase year-over-year, with underwriting income rising to $2.9 billion from $495 million. The combined ratio improved to 80.1, reflecting lower catastrophe losses and reserve releases. The Protection Services segment also saw revenue growth to $902 million, up 9.7% from the previous year, primarily due to the expansion of Protection Plans. Allstate's investment portfolio generated net investment income of $949 million, supported by market-based growth and performance-based income. The company returned $624 million to shareholders through share repurchases and dividends in the third quarter.

Nov 05, 2025 16:17:50

Allstate Reports September Catastrophe Losses of $161 Million

The Allstate Corporation disclosed estimated catastrophe losses of $161 million for September 2025, which amounts to $128 million after-tax, stemming from eight wind and hail events. For the third quarter, total catastrophe losses reached $558 million, or $441 million after-tax.

As of now, Allstate has over 208 million policies in force, with policy counts reflecting individual items rather than customers. This information, along with other financial updates, can be found on the company's investor relations website.

Oct 16, 2025 07:44:59

Allstate Announces Key Leadership Changes Effective 2025

The Allstate Corporation has announced significant changes to its senior leadership team, effective October 1, 2025. Mario Rizzo will take on the role of Chief Operating Officer, overseeing the Property-Liability and Protection Services businesses, while Jesse E. Merten will succeed him as President of Property-Liability. John E. Dugenske will serve as interim Chief Financial Officer and continue his responsibilities as President of Investments and Corporate Strategy. The new compensation packages for Rizzo and Merten include substantial base salaries and performance-based incentives, with equity grants scheduled for October 2025.

These leadership adjustments are part of Allstate's ongoing Transformative Growth initiative, which aims to enhance market share in the property-liability sector and improve customer service through technology. The company currently maintains a broad distribution network and has over 208 million policies in force, indicating its strong presence in the insurance market. The changes are positioned to support the company's strategic goals and potentially influence investor sentiment moving forward.

Oct 01, 2025 17:26:23

Allstate Reports August Catastrophe Losses of $213 Million

The Allstate Corporation announced estimated catastrophe losses for August 2025 totaling $213 million, or $168 million after-tax. These losses stem from 10 events, with about 70% attributed to three significant wind and hail events. Cumulatively, the catastrophe losses for July and August reached $397 million, or $313 million after-tax.

As of the latest report, Allstate continues to maintain a robust portfolio, with policies in force counted based on items rather than customers. Notably, lender-placed policies are excluded from these counts. Investors can access further financial information and material announcements through the company's investor relations website.

Sep 18, 2025 07:44:55

Allstate Reports July Catastrophe Losses of $184 Million

The Allstate Corporation announced estimated catastrophe losses for July 2025 totaling $184 million, which amounts to $145 million after tax due to 19 wind and hail events. This information is crucial for investors as it may impact the company's financial performance and stock valuation.

Additionally, Allstate reported its policies in force, noting that policy counts are based on items rather than customers, which may affect the overall understanding of its customer base. Investors can find further financial information and material announcements on the company's investor relations website.

Aug 21, 2025 07:46:30

Allstate Reports Second Quarter 2025 Financial Results

The Allstate Corporation reported revenues of $16.6 billion for the second quarter of 2025, representing a 5.8% increase compared to the same period last year. Net income applicable to common shareholders was $2.1 billion, significantly higher than the $301 million reported in the prior year quarter, primarily due to a $643 million gain from the divestiture of its Employer Voluntary Benefits business. Adjusted net income for the quarter was $1.6 billion, or $5.94 per diluted share, compared to $429 million in the prior year quarter. The company also reported a 4% increase in total policies in force, driven by growth in Protection Plans and personal property-liability policies.

In the Property-Liability segment, earned premiums grew to $14.3 billion, a 7.5% increase year-over-year, with underwriting income improving to $1.3 billion compared to a loss in the prior year. The auto insurance combined ratio improved to 86.0, reflecting better margins and favorable reserve releases. Additionally, Allstate's investment portfolio generated $754 million in income, with net losses on investments reported at $144 million. The company completed the sale of its Group Health business, which is expected to contribute an estimated $500 million gain in the upcoming quarter. Shareholders will benefit from a 9% increase in the quarterly dividend to $1.00 per common share.

Jul 30, 2025 16:16:52

Allstate Reports June Catastrophe Losses of $619 Million

The Allstate Corporation announced estimated catastrophe losses for June 2025 totaling $619 million, or $489 million after-tax. These losses stemmed from 15 events, with approximately 70% attributed to three significant wind and hail events. For the second quarter of 2025, total catastrophe losses reached $1.99 billion, or $1.57 billion after-tax.

In addition to the catastrophe losses, Allstate provided an update on its insurance policies in force. The company noted that policy counts are based on items rather than customers, meaning multi-car customers contribute multiple counts. Lender-placed policies are excluded from these counts. Investors can access further financial information and material announcements through the company’s investor relations website.

Jul 17, 2025 07:50:49

Allstate Reports February Catastrophe Losses and Policy Changes

The Allstate Corporation reported estimated catastrophe losses for February at $92 million, translating to $73 million after-tax. Year-to-date total catastrophe losses reached $1.17 billion, or $922 million after-tax. In terms of policies in force, Allstate noted a slight increase in auto and homeowners policies compared to January 2025, while commercial lines experienced a significant decline.

In comparison to February 2024, Allstate's auto policies decreased by 0.9%, while homeowners policies increased by 2.5%. The overall total policies in force showed a minor decline of 0.3% from the previous year. The commercial lines saw a notable drop of 29% year-over-year, indicating challenges in that segment.

Mar 20, 2025 07:50:12

Allstate Corporation: Catastrophe Losses Update

Allstate Corporation reports $1.40 billion catastrophe losses in May 2024, with $1.10 billion after-tax. Majority losses from wind and hail events in Texas, Colorado, and Illinois. Total losses for April and May were $1.89 billion pre-tax, and year-to-date losses for May reached $2.62 billion pre-tax.

Jun 20, 2024 07:45:25

Allstate Corporation Reports April 2024 Catastrophe Losses

Allstate Corporation disclosed April 2024 catastrophe losses of $494 million, with $390 million after-tax. The losses stemmed from 11 events, mostly wind, hail, or tornadic, totaling $491 million. Financial updates are available on www.allstateinvestors.com.

May 16, 2024 07:47:32